Thank you so much for all your help! I felt that you made a personal investment in the financial integrity of our church, and it showed in your hard work! I can’t thank you enough.
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Pastor Wendland, The Journey Church
The Wisdom team is A+ in my book! I love working with all of you and treasure and respect your work ethics and integrity!
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CARLENE KOPCHAK, BOOKKEEPER, CORNERSTONE CHURCH
We are also thankful to Wisdom Over Wealth, our accounting firm that manages our finances for us.
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Bob Lowman, Metrolina Baptist Association
I frequently refer churches to Wisdom Over Wealth, because I think they provide a superior service for churches all over the nation. They do an excellent job!
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Cynthia Towne, CPA, National Administrative Specialist, The Foursquare Church, Office of Operations
How We Can Help
Learn more about our service and how we can support you and your church.
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Personal Tax Preparation
Latest Blog Posts
There are many pastors we have met with over the years that regret becoming exempt from Social Security. We’ve heard things like,
“I was young and was just following advice. If I could go back, I wouldn’t have opted out.”
“I didn’t know that you had to be religiously opposed to it to be exempt. I would have a different answer today.”
The Clergy Act, which was signed into law on October 20, 2026 allows ministers whose self- employment tax exemption was effective for 2026 to revoke that exemption.
At Wisdom, we often get asked if someone should opt out of Social Security. We never give guidance on “should,” since this is a very personal decision. But like many personal decisions, it is best made with all the facts and good counsel, which in addition to discussions with other pastors and mentors, we hope to contribute to.
Churches often seek meaningful ways to show appreciation for their pastor(s), especially during Pastor Appreciation Sunday. If your church plans to provide a monetary gift, understanding the tax impact and considering a "gross-up" can help ensure the gift remains a true blessing, rather than an extra tax bill in disguise.
How has your church been saying thank you to volunteers?
A common—and seemingly simple—approach is to give gift cards. They’re easy to purchase, convenient to keep on hand, and appreciated by recipients. On the surface, they feel like the perfect solution.
…or are they?
We are searching for the next member of our team. Could it be you?
This position has been filled! However, if you are interested in working for Wisdom please send an introduction and your resume to partners@wisdomoverwealth.com for consideration.
Thanksgiving isn’t just about the turkey—it’s about giving thanks and cherishing the little moments that make life meaningful. As the leaves turn golden and the air grows crisp, we’re reminded to pause, reflect, and appreciate the blessings that surround us.
Fraud within a church shakes a congregation. The speculation of fraud can do just as much damage as actual fraud, causing people to turn against one another. Just as preventing fraud should be a priority for churches, protecting those who serve in the capacity of a church’s bookkeeper should also be a priority.
